a:link { text-decoration:none; color:#000000; }
a:visited { text-decoration:none; color:#000000; }
a:active { text-decoration:none; color:#000000; }
a:hover { text-decoration:underline; color:#000000; }

body {
margin-left: 0px ;
margin-top: 0px ;
margin-right: 0px;
margin-bottom: 0px;
}

h1 {
font-family: Verdana;
font-size: 15pt; 
font-weight: 700; 
color: #00488A ;
margin-top:18px;
margin-bottom:18px;
}


.bgcolor {
background-color: FFFFDE;
}